About Revolut

People deserve more from their money. More visibility, more control, more freedom. And since 2015, Revolut has been on a mission to deliver just that. With an arsenal of awesome products that span spending, saving, travel, transfers, investing, exchanging and more, we've helped 45+ million customers get more from their money. And we're not done yet.

As we continue our lightning-fast growth,‌ two things are essential to continuing our success: our people and our culture. We've been officially certified as a Great Place to Work™ in recognition of our outstanding employee experience! So far, we have 10,000+ people working around the world, from our great offices or remotely, on our mission. And we're looking for more. We want brilliant people that love building great products, love redefining success, and love turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

The credit department at Revolut is anything but ordinary. They design, develop, and launch credit products across the globe 🌏 The team manages our products from day one to the end — developing the back and front-end, the data science infrastructure, and then creating a local setup in each country with scalable risk management and portfolio management solutions. It's a big old job, but our people are a credit to us all ✨

Unfortunately, not everything in fintech can be automated. That's where you come in. We need an Underwriter who can review our customer credit applications when there's a little more digging to be done 🔍 You'll be a master of creditworthiness and decide if the evidence provided meets Revolut's assessment criteria. You’ll also support our collections team with forbearance applications and get an opportunity to be involved in product and marketing management work.

If you are keen to diversify your skillset and want to join us in delivering WOW service to our customers, let's get in touch 🚀

What you’ll be doing

• Leading and managing a team of verification officers, locally and offshore
• Communicating effectively with loan applicants and internal stakeholders to gather additional information or clarification when needed
• Reviewing customer documentation and details for accuracy and authenticity
• Ensuring compliance with company policies, lending regulations, and procedures throughout the verification process
• Evaluating applications against eligibility criteria for decisions
• Identifying potentially fraudulent applications and escalating where required
• Supporting broader product initiatives, including collection efforts and customer support

What you'll need

• Experience in unsecured personal credit applications
• Strong problem-solving and analytical skills
• Experience in customer service
• High level of numeracy
• Impeccable attention to detail regarding documentation examination
• The ability to work within given deadlines/SLAs
• A solid understanding of lending products and practices
• Excellent communication and interpersonal skills

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Refer to our Data Privacy Statement for Candidates for details on our data handling practices during your application.